September 13

Mindset Isn’t Enough: How to Bridge the Gap Between Money Mindset and Money Management

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Focusing on your money mindset is keeping you stuck.

Mindset is supposed to be the thing that unlocks all the dimensions when you finally master it; supposed to be the golden touch that turns everything you do into a success.

So how is that working out, really?

If you’re anything like me, you’ve probably gotten stuck in a vicious feedback loop that looks something like this:

Feel bad about not having money > wonder what was the root cause of this feeling/belief > do some mindset work > dig into childhood traumas and ancestral patterns > use a somatic technique to install some new beliefs (which are really more like affirmations) > feel better because you “did” something about it > realize you still don’t have money > feel bad about not having money

Not having money is a physical problem, so you end up with physical world effects: like not having money to be able to support yourself, not being able to afford groceries (🙋), having to get a job to make ends meet, and feeling like a fraud and a failure. Maybe even being in debt because you reinvested so much back into your business in an effort to help it grow faster. 


The reasons you got into this situation are pretty straightforward, which is good news: it’ll be pretty straightforward to get back out of the situation. (Not easy. But simple.)

As a coach or course creator, you undoubtedly have spent a LOT of time learning about mindset, working on your mindset, helping your clients with their mindset, trying to help people see how much their mindset creates and confirms their reality… over and over and over again.

This hyper-focus on mindset makes sense, especially if your entire business revolves around coaching people into a specific mindset for a specific area (success, relationships, etc). Even if you’re a more tactically-focused coach or course creator, you probably include at least one module on mindset because it’s THAT powerful.

So I’m not trying to say that mindset itself is bad, or that you shouldn’t pay attention to it at all.

I AM saying that hyperfocusing on it to the exclusion of everything else is creating the negative situation you’re trying to mindset yourself out of.

Because “mindset” is a metaphysical or spiritual concept, it keeps you focused on the spiritual dimension of things. You tend to spend a lot of time thinking, meditating, writing, journaling, debriefing with therapists or other coaches. You feel like you’re making progress because you are: spiritual progress.

You might start to think that the spiritual or metaphysical side of things is the true reality and that all physical things are lesser.

This belief that the spiritual realm is superior to the physical stems from gnosticism, an ancient philosophy that believed that everything physical was corrupted by evil and that true enlightenment is achieved only by “mortifying” (punishing, depriving) the physical aspect. 

But we humans are three-dimensional beings. We do not exist on only one plane at a time, and to try to do so is to cut ourselves off from our whole selves. 

When the focus is on mindset, the spiritual realm,  to the exclusion of the physical, you are trapped in one dimension. Being trapped in one dimension is detrimental no matter which dimension you are trapped in. Being wholly spiritual would be as “bad” as being wholly physical. Either way you are only part of a human. 


In order to make true, holistic progress - in every way - you have to embrace both sides.

You can sit and meditate and visualize and journal until your legs fall asleep and you can’t remember the last time you ate, but unless you take physical action in the physical world, you won’t fully bring it into reality. 

This is the glory of being human: our ability to conceptualize something spiritually and then create it physically. No other creature can do this. 

Mindset is good. Understanding where beliefs and thought patterns came from is helpful. But then you have to take that knowledge and put it to use in your actual life or it does you no good. 

When it comes to money mindset specifically, there is usually a LOT of baggage to unpack. How our families, culture, and religion spoke and acted around money is fundamental to our understanding of value and our place in the world. Fortunately we can change those beliefs if they are detrimental 😉

But then we have to go one step further: we have to take action on those new beliefs.

Your brain knows when someone is lying to you - including when you lie to yourself. 

Saying you are surrounded by abundance and have the wealth of the universe at your fingertips won’t do you any good when your brain sees an empty bank account and listens to your stomach complain about how you’re probably going to starve tomorrow. 


Seeing real change is the only thing that will convince you.

And the only way to see real change is to do real actions. 

A lot of times, we try to go top down: mindset > action. But the opposite is almost always more effective: action > mindset. You have to prove to yourself that you are trustworthy. 

Put the effort into making tactical actions - which is hard! Have courage and don’t give up. 

Money respects a good manager. If you ignore it, it will ignore you. You have to show it who’s boss, take responsibility for directing it, tell it where to go and what to do. You have to control it, or it will control you.

(Ever feel like you HAVE to get a job, or make another sale, or borrow money? That is money controlling your actions.)

When you control it, you have the ability to call the shots, design your own life and career path, make choices based on your values instead of your needs, and ultimately become the high-value person you know you are inside. 

If you’d like step-by-step help with money management and the ability to bring your goals into reality, >>click here<< to apply for a spot in our monthly bookkeeping service! Spots are limited, so go ahead and check it out!

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